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This is an independent community awareness portal. It is NOT an official website of the Government of India or the Government of Maharashtra. All data is for informational purposes only.

Latest Updates:
🔥 PM Vishwakarma Scheme: Collateral-free loan up to ₹3 Lakhs open for artisans! 📌 New Update: Mudra Loan Scheme limit has been raised from ₹10 Lakhs to ₹20 Lakhs. 🎓 Maharashtra Skill Development Scheme: Free carpentry and vocational training batch registrations open. 💼 DIC Seed Money Scheme eligibility income limit raised to ₹8 Lakhs for unemployed youth.
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Government Schemes (4 schemes found)

Scheme Name Government Category Launch Date Status Last Updated Actions
MSME Udyam Registration
 Central MSME Benefits 1 July 2020 Active 05 January 2026 Read
PM Vishwakarma Yojana (Central Sector Scheme)
 Central Skill Development 17 September 2023 Active 10 June 2026 Read
Pradhan Mantri MUDRA Yojana (PMMY)
 Central Loan & Subsidy 8 April 2015 Active 22 May 2026 Read
Prime Minister's Employment Generation Programme (PMEGP)
 Central Loan & Subsidy 15 August 2008 Active 12 April 2026 Read
Central Active
MSME Udyam Registration
Category: MSME Benefits

Udyam Registration is the official, free-of-cost registration portal for Micro, Small, and Medium Enterprises (MSMEs) in India. Getting registered provides an Udyam Certificate which acts as permanent proof of being an MSME. Registered enterprises become eligible for numerous benefits, including priority sector lending, collateral-free bank loans, lower interest rates, concessions on electricity bills, stamp duty exemption, and subsidies on patent registrations.

Launch Date: 1 July 2020
Last Updated: 05 January 2026
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Central Active
PM Vishwakarma Yojana (Central Sector Scheme)
Category: Skill Development

PM Vishwakarma Yojana is a premier Central Sector Scheme active in 2026, specifically designed to support traditional artisans and craftspeople of 18 trades, including carpenters (Suthar/Sutar) from the Vishwakarma community. The scheme aims to uplift carpenters under the Sutar Samaj government schemes. Core benefits include formal recognition through a PM Vishwakarma Certificate & ID Card, hands-on skill upgradation training (Basic 5-7 days, Advanced 15+ days) with a daily stipend of ₹500, a toolkit incentive of ₹15,000 (provided as an e-voucher for modern tools), and collateral-free enterprise development loans up to ₹3 Lakhs at a concessional 5% interest rate. Artisans also receive digital transaction incentives and extensive marketing support to expand their business.

Launch Date: 17 September 2023
Last Updated: 10 June 2026
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Central Active
Pradhan Mantri MUDRA Yojana (PMMY)
Category: Loan & Subsidy

Pradhan Mantri MUDRA Yojana (PMMY) provides collateral-free loans up to ₹20 Lakhs (recently revised from ₹10 Lakhs) to non-corporate, non-farm small/micro enterprises. The loans are classified into three categories representing the stage of growth: Shishu (up to ₹50,000), Kishor (₹50,000 to ₹5 Lakhs), and Tarun (₹5 Lakhs to ₹20 Lakhs). This loan can be used for working capital, buying tools/machinery, and business expansion.

Launch Date: 8 April 2015
Last Updated: 22 May 2026
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Central Active
Prime Minister's Employment Generation Programme (PMEGP)
Category: Loan & Subsidy

PMEGP is a major credit-linked subsidy program aimed at generating self-employment opportunities through establishment of micro-enterprises in both rural and urban areas. Under the scheme, beneficiaries can set up manufacturing units up to ₹50 Lakhs and service sector units up to ₹20 Lakhs. The government provides subsidies ranging from 15% to 35% depending on category (General/Special) and location (Urban/Rural).

Launch Date: 15 August 2008
Last Updated: 12 April 2026
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