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This is an independent community awareness portal. It is NOT an official website of the Government of India or the Government of Maharashtra. All data is for informational purposes only.

Latest Updates:
🔥 PM Vishwakarma Scheme: Collateral-free loan up to ₹3 Lakhs open for artisans! 📌 New Update: Mudra Loan Scheme limit has been raised from ₹10 Lakhs to ₹20 Lakhs. 🎓 Maharashtra Skill Development Scheme: Free carpentry and vocational training batch registrations open. 💼 DIC Seed Money Scheme eligibility income limit raised to ₹8 Lakhs for unemployed youth.
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MSME Udyam Registration

Category: MSME Benefits
Launch Date: 1 July 2020
Last Updated: 05 January 2026
Information last verified on: 18 July 2026
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Scheme Overview

Udyam Registration is the official, free-of-cost registration portal for Micro, Small, and Medium Enterprises (MSMEs) in India. Getting registered provides an Udyam Certificate which acts as permanent proof of being an MSME. Registered enterprises become eligible for numerous benefits, including priority sector lending, collateral-free bank loans, lower interest rates, concessions on electricity bills, stamp duty exemption, and subsidies on patent registrations.

Eligibility Criteria

  • Any person who intends to establish a micro, small, or medium enterprise.
  • Classification is based on investment in plant & machinery and annual turnover: - Micro: Investment < ₹1 Crore & Turnover < ₹5 Crore. - Small: Investment < ₹10 Crore & Turnover < ₹50 Crore. - Medium: Investment < ₹50 Crore & Turnover < ₹250 Crore.

Required Documents

  • Aadhaar Number of the proprietor, managing partner, or authorized director
  • PAN Card of the Enterprise/Proprietor
  • GSTIN (GST Identification Number) - mandatory for businesses unless exempted
  • Active Mobile Number and Email Address
  • Bank Account Number and IFSC code

Application Process

1. Go to the official Udyam Registration portal (udyamregistration.gov.in).
2. Click on 'For New Entrepreneurs who are not Registered yet as MSME'.
3. Enter the Aadhaar Number and Name of the entrepreneur, then click 'Validate & Generate OTP'.
4. Upon OTP validation, enter PAN details and validate.
5. Fill in business location details, bank details, investment and turnover figures, and select appropriate NIC codes for services or manufacturing.
6. Accept the declarations and submit. A permanent Udyam Registration Number and downloadable Udyam Certificate will be issued.
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Scheme Updates & Changelog

05 Jan 2026 Udyam Assist Platform (UAP) integrated to automatically register informal micro enterprises (like household artisans) through banks.
14 May 2024 Exempted GSTIN requirement for micro-enterprises whose annual turnover is below the GST registration threshold.
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PM Vishwakarma Yojana (Central Sector Scheme)

PM Vishwakarma Yojana is a premier Central Sector Scheme active in 2026, specifically designed to support traditional artisans and craftspeople of 18 trades, including carpenters (Suthar/Sutar) from the Vishwakarma community. The scheme aims to uplift carpenters under the Sutar Samaj government schemes. Core benefits include formal recognition through a PM Vishwakarma Certificate & ID Card, hands-on skill upgradation training (Basic 5-7 days, Advanced 15+ days) with a daily stipend of ₹500, a toolkit incentive of ₹15,000 (provided as an e-voucher for modern tools), and collateral-free enterprise development loans up to ₹3 Lakhs at a concessional 5% interest rate. Artisans also receive digital transaction incentives and extensive marketing support to expand their business.

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